#rc-fhb-calculator.rc-fhb{--rc-fhb-navy:#071a33;--rc-fhb-navy-2:#102a4d;--rc-fhb-ink:#122033;--rc-fhb-muted:#5e6b7c;--rc-fhb-orange:#f45a1f;--rc-fhb-orange-dark:#b93808;--rc-fhb-green:#087a32;--rc-fhb-green-soft:#eff9f3;--rc-fhb-red:#a52a2a;--rc-fhb-red-soft:#fff1f1;--rc-fhb-amber:#8a5100;--rc-fhb-amber-soft:#fff8e8;--rc-fhb-blue-soft:#eef5ff;--rc-fhb-line:#dce4ee;--rc-fhb-soft:#f5f8fc;--rc-fhb-white:#fff;--rc-fhb-shadow:0 18px 50px rgba(7,26,51,.12);--rc-fhb-radius:20px;--rc-fhb-small-radius:12px;color:var(--rc-fhb-ink);font-family:inherit;font-size:16px;line-height:1.55;isolation:isolate;overflow:clip}#rc-fhb-calculator.rc-fhb *,#rc-fhb-calculator.rc-fhb *::before,#rc-fhb-calculator.rc-fhb *::after{box-sizing:border-box}#rc-fhb-calculator.rc-fhb button,#rc-fhb-calculator.rc-fhb input,#rc-fhb-calculator.rc-fhb select,#rc-fhb-calculator.rc-fhb textarea{font:inherit}#rc-fhb-calculator.rc-fhb a{color:inherit}#rc-fhb-calculator .screen-reader-text{position:absolute!important;width:1px!important;height:1px!important;padding:0!important;margin:-1px!important;overflow:hidden!important;clip:rect(0,0,0,0)!important;white-space:nowrap!important;border:0!important}#rc-fhb-calculator .rc-fhb__shell{width:min(1180px,calc(100% - 40px));margin:0 auto}#rc-fhb-calculator .rc-fhb__hero{background:linear-gradient(135deg,var(--rc-fhb-navy),#0c315d);color:#fff;padding:72px 0 64px;position:relative;overflow:hidden}#rc-fhb-calculator .rc-fhb__hero::after{content:"";position:absolute;width:480px;height:480px;border-radius:50%;right:-170px;top:-240px;background:radial-gradient(circle,rgb(242 106 46 / .32),#fff0 68%);pointer-events:none}#rc-fhb-calculator .rc-fhb__hero-grid{display:grid;grid-template-columns:minmax(0,1.45fr) minmax(310px,.75fr);gap:48px;align-items:center;position:relative;z-index:1}#rc-fhb-calculator .rc-fhb__eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:.76rem;letter-spacing:.14em;font-weight:900;color:#ffb28f;margin-bottom:12px}#rc-fhb-calculator .rc-fhb__eyebrow--dark{color:var(--rc-fhb-orange-dark)}#rc-fhb-calculator .rc-fhb__hero h1{font-size:clamp(2.35rem,5vw,4.35rem);line-height:1.03;letter-spacing:-.045em;margin:0 0 22px;color:#fff;max-width:850px}#rc-fhb-calculator .rc-fhb__lead{font-size:clamp(1.05rem,1.8vw,1.3rem);line-height:1.6;color:#dce9f8;max-width:780px;margin:0}#rc-fhb-calculator .rc-fhb__hero-actions,#rc-fhb-calculator .rc-fhb__actions{display:flex;flex-wrap:wrap;gap:12px;align-items:center;margin-top:28px}#rc-fhb-calculator .rc-fhb__button{min-height:48px;border-radius:11px;border:1px solid #fff0;padding:11px 18px;font-weight:900;line-height:1.2;display:inline-flex;align-items:center;justify-content:center;gap:8px;text-decoration:none;cursor:pointer;transition:transform .18s ease,box-shadow .18s ease,background .18s ease,border-color .18s ease}#rc-fhb-calculator .rc-fhb__button:hover{transform:translateY(-1px)}#rc-fhb-calculator .rc-fhb__button--primary{background:linear-gradient(135deg,var(--rc-fhb-orange),var(--rc-fhb-orange-dark));color:#fff;box-shadow:0 10px 24px rgb(146 45 5 / .27)}#rc-fhb-calculator .rc-fhb__button--primary:hover{box-shadow:0 12px 28px rgb(146 45 5 / .31)}#rc-fhb-calculator .rc-fhb__button--ghost{background:#fff;color:var(--rc-fhb-navy);border-color:var(--rc-fhb-line)}#rc-fhb-calculator .rc-fhb__hero .rc-fhb__button--ghost{background:#fff0;color:#fff;border-color:rgb(255 255 255 / .48)}#rc-fhb-calculator .rc-fhb__button--secondary{background:var(--rc-fhb-navy);color:#fff}#rc-fhb-calculator .rc-fhb__button:focus-visible,#rc-fhb-calculator .rc-fhb__input:focus-visible,#rc-fhb-calculator summary:focus-visible,#rc-fhb-calculator .rc-fhb__info:focus-visible,#rc-fhb-calculator .rc-fhb__progress-step:focus-visible,#rc-fhb-calculator .rc-fhb__text-button:focus-visible,#rc-fhb-calculator .rc-fhb__location-results button:focus-visible,#rc-fhb-calculator .rc-fhb__source-list a:focus-visible{outline:3px solid #51a8ff;outline-offset:3px}#rc-fhb-calculator .rc-fhb__trust{background:rgb(255 255 255 / .1);border:1px solid rgb(255 255 255 / .2);border-radius:var(--rc-fhb-radius);padding:28px;backdrop-filter:blur(8px)}#rc-fhb-calculator .rc-fhb__trust h2{color:#fff;font-size:1.35rem;margin:0 0 14px}#rc-fhb-calculator .rc-fhb__trust ul{padding:0;margin:0;list-style:none;display:grid;gap:12px}#rc-fhb-calculator .rc-fhb__trust li{position:relative;padding-left:26px;color:#edf5ff}#rc-fhb-calculator .rc-fhb__trust li::before{content:"✓";position:absolute;left:0;color:#7be0bb;font-weight:900}#rc-fhb-calculator .rc-fhb__trust p{font-size:.85rem;color:#bcd0e6;margin:20px 0 0}#rc-fhb-calculator .rc-fhb__section{padding:72px 0;background:#fff}#rc-fhb-calculator .rc-fhb__section--soft{background:var(--rc-fhb-soft)}#rc-fhb-calculator .rc-fhb__section-head{max-width:820px;margin-bottom:30px}#rc-fhb-calculator .rc-fhb__section-head h2{font-size:clamp(2rem,3.7vw,3rem);line-height:1.12;letter-spacing:-.035em;margin:0 0 14px;color:var(--rc-fhb-navy)}#rc-fhb-calculator .rc-fhb__section-head p{font-size:1.08rem;color:var(--rc-fhb-muted);margin:0}#rc-fhb-calculator .rc-fhb__calculator-card{border:1px solid var(--rc-fhb-line);border-radius:18px;background:#fff;box-shadow:0 12px 32px rgb(11 31 52 / .09);overflow:visible}#rc-fhb-calculator .rc-fhb__progress{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:8px;border-bottom:1px solid var(--rc-fhb-line);padding:20px clamp(18px,2.4vw,28px);background:#fff;border-radius:18px 18px 0 0}#rc-fhb-calculator .rc-fhb__progress-step{min-height:42px;border:1px solid var(--rc-fhb-line);border-radius:10px;background:#f9fbfd;color:var(--rc-fhb-navy);display:flex;align-items:center;justify-content:flex-start;gap:8px;padding:7px 9px;cursor:pointer;position:relative;font-size:10.5px;font-weight:850;transition:border-color .16s ease,background .16s ease,transform .16s ease}#rc-fhb-calculator .rc-fhb__progress-step span{display:grid;place-items:center;width:26px;height:26px;flex:0 0 26px;border-radius:8px;background:linear-gradient(135deg,var(--rc-fhb-orange),var(--rc-fhb-orange-dark));color:#fff;font-size:10px;font-weight:900}#rc-fhb-calculator .rc-fhb__progress-step strong{font-size:10.5px;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}#rc-fhb-calculator .rc-fhb__progress-step:hover,#rc-fhb-calculator .rc-fhb__progress-step.is-active{border-color:#efb49e;background:#fff7f3;transform:translateY(-1px)}#rc-fhb-calculator .rc-fhb__progress-step.is-complete{border-color:#b8dcc5;background:var(--rc-fhb-green-soft);color:#0b6840}#rc-fhb-calculator .rc-fhb__progress-step.is-complete span{background:var(--rc-fhb-green)}#rc-fhb-calculator .rc-fhb__progress-step.is-active::after{display:none}#rc-fhb-calculator .rc-fhb__progress-step:disabled{cursor:not-allowed;opacity:.65}#rc-fhb-calculator .rc-fhb__status{font-size:.86rem;color:var(--rc-fhb-muted);padding:10px 34px 0;text-align:right;min-height:32px}#rc-fhb-calculator .rc-fhb__error-summary{margin:14px 34px 0;border:1px solid #e4a0a0;background:var(--rc-fhb-red-soft);color:#7c2020;border-radius:14px;padding:16px 18px}#rc-fhb-calculator .rc-fhb__error-summary h3{font-size:1rem;margin:0 0 6px}#rc-fhb-calculator .rc-fhb__error-summary ul{margin:0;padding-left:20px}#rc-fhb-calculator .rc-fhb__error-summary a{font-weight:800}#rc-fhb-calculator .rc-fhb__step{padding:32px 34px 38px}#rc-fhb-calculator .rc-fhb__step[hidden]{display:none!important}#rc-fhb-calculator .rc-fhb__step-head{border-bottom:1px solid var(--rc-fhb-line);padding-bottom:20px;margin-bottom:26px}#rc-fhb-calculator .rc-fhb__step-head>span{font-size:.74rem;letter-spacing:.13em;font-weight:900;color:var(--rc-fhb-orange-dark)}#rc-fhb-calculator .rc-fhb__step-head h3{font-size:clamp(1.55rem,3vw,2.15rem);line-height:1.15;color:var(--rc-fhb-navy);margin:5px 0 8px}#rc-fhb-calculator .rc-fhb__step-head p{margin:0;color:var(--rc-fhb-muted);max-width:830px}#rc-fhb-calculator .rc-fhb__grid{display:grid;gap:20px}#rc-fhb-calculator .rc-fhb__grid--2{grid-template-columns:repeat(2,minmax(0,1fr))}#rc-fhb-calculator .rc-fhb__grid--3{grid-template-columns:repeat(3,minmax(0,1fr))}#rc-fhb-calculator .rc-fhb__field{min-width:0;position:relative}#rc-fhb-calculator .rc-fhb__field--wide{grid-column:1/-1}#rc-fhb-calculator .rc-fhb__field label,#rc-fhb-calculator .rc-fhb__label-row label{display:block;font-weight:800;font-size:.93rem;color:var(--rc-fhb-ink);margin-bottom:7px}#rc-fhb-calculator .rc-fhb__field label span{font-weight:500;color:var(--rc-fhb-muted)}#rc-fhb-calculator .rc-fhb__label-row{display:flex;align-items:center;gap:8px;position:relative}#rc-fhb-calculator .rc-fhb__input{display:block;width:100%;min-height:48px;border:1px solid #bdc9d8;border-radius:11px;background:#fff;color:var(--rc-fhb-ink);padding:11px 13px;transition:border-color .15s ease,box-shadow .15s ease}#rc-fhb-calculator select.rc-fhb__input{padding-right:36px}#rc-fhb-calculator .rc-fhb__input:hover{border-color:#8da0b6}#rc-fhb-calculator .rc-fhb__input:focus{border-color:#2c83d4;box-shadow:0 0 0 4px rgb(44 131 212 / .13);outline:0}#rc-fhb-calculator .rc-fhb__input[aria-invalid="true"]{border-color:#c74141;background:snow}#rc-fhb-calculator .rc-fhb__money,#rc-fhb-calculator .rc-fhb__suffix{display:flex;align-items:stretch;position:relative}#rc-fhb-calculator .rc-fhb__money>span,#rc-fhb-calculator .rc-fhb__suffix>span{display:flex;align-items:center;justify-content:center;min-width:44px;background:#edf2f8;border:1px solid #bdc9d8;color:#4c5c70;font-weight:800}#rc-fhb-calculator .rc-fhb__money>span{border-radius:11px 0 0 11px;border-right:0}#rc-fhb-calculator .rc-fhb__suffix>span{border-radius:0 11px 11px 0;border-left:0;padding:0 12px;white-space:nowrap}#rc-fhb-calculator .rc-fhb__money .rc-fhb__input{border-radius:0 11px 11px 0}#rc-fhb-calculator .rc-fhb__suffix .rc-fhb__input{border-radius:11px 0 0 11px}#rc-fhb-calculator .rc-fhb__hint{font-size:.82rem;color:var(--rc-fhb-muted);margin:6px 0 0}#rc-fhb-calculator .rc-fhb__text-button{min-height:44px;border:0;background:#fff0;color:#145f9e;text-decoration:underline;font-weight:750;padding:8px 0;cursor:pointer}#rc-fhb-calculator .rc-fhb__info{width:19px;height:19px;min-width:19px;min-height:19px;border-radius:50%;border:1px solid #c7d3df;background:#f7fafc;color:var(--rc-fhb-navy);font-size:10px;font-weight:900;line-height:1;cursor:pointer;display:inline-flex;align-items:center;justify-content:center;padding:0;margin:0;box-shadow:none}#rc-fhb-calculator .rc-fhb__info:hover,#rc-fhb-calculator .rc-fhb__info[aria-expanded="true"]{border-color:var(--rc-fhb-orange);background:#fff4ee;color:var(--rc-fhb-orange-dark)}#rc-fhb-calculator .rc-fhb__popover{position:absolute;z-index:50;top:32px;left:0;width:min(360px,calc(100vw - 60px));padding:15px 16px;border:1px solid #cfd9e4;border-top:4px solid var(--rc-fhb-orange);border-radius:13px;background:#fff;color:#364457;font-size:11.5px;line-height:1.58;box-shadow:0 18px 42px rgb(11 31 52 / .22)}#rc-fhb-calculator .rc-fhb__popover[hidden]{display:none!important}#rc-fhb-calculator .rc-fhb__location-wrap{position:relative}#rc-fhb-calculator .rc-fhb__location-results{position:absolute;z-index:45;top:calc(100% + 6px);left:0;right:0;max-height:330px;overflow:auto;border:1px solid #aebdce;border-radius:13px;background:#fff;box-shadow:0 16px 35px rgb(7 26 51 / .16);padding:6px}#rc-fhb-calculator .rc-fhb__location-results[hidden]{display:none!important}#rc-fhb-calculator .rc-fhb__location-results button{display:block;width:100%;min-height:48px;border:0;border-radius:9px;background:#fff;text-align:left;padding:9px 12px;cursor:pointer;color:var(--rc-fhb-ink)}#rc-fhb-calculator .rc-fhb__location-results button:hover,#rc-fhb-calculator .rc-fhb__location-results button.is-active{background:var(--rc-fhb-blue-soft)}#rc-fhb-calculator .rc-fhb__location-results strong{display:block;color:var(--rc-fhb-navy)}#rc-fhb-calculator .rc-fhb__location-results span{font-size:.78rem;color:var(--rc-fhb-muted)}#rc-fhb-calculator .rc-fhb__manual-location{border-top:1px solid var(--rc-fhb-line);padding-top:20px}#rc-fhb-calculator .rc-fhb__check{display:flex!important;align-items:flex-start;gap:10px;margin-top:16px!important;cursor:pointer}#rc-fhb-calculator .rc-fhb__check input{width:21px;height:21px;margin-top:2px;accent-color:var(--rc-fhb-orange)}#rc-fhb-calculator .rc-fhb__special-card{grid-column:1/-1;margin-top:2px;border:1px solid #cedae7;border-radius:16px;background:linear-gradient(135deg,#f6faff 0%,#fff 58%,#fff8f4 100%);padding:18px;box-shadow:0 8px 22px rgb(11 31 52 / .055);overflow:visible}#rc-fhb-calculator .rc-fhb__special-head{display:grid;grid-template-columns:36px minmax(0,1fr) auto;gap:12px;align-items:start;padding-bottom:15px;border-bottom:1px solid #dce4ee}#rc-fhb-calculator .rc-fhb__special-icon{display:grid;place-items:center;width:34px;height:34px;border-radius:10px;background:linear-gradient(135deg,var(--rc-fhb-orange),var(--rc-fhb-orange-dark));color:#fff;font-size:20px;font-weight:800;line-height:1;box-shadow:0 6px 14px rgb(185 56 8 / .18)}#rc-fhb-calculator .rc-fhb__special-kicker{display:block;margin:0 0 3px;color:var(--rc-fhb-orange-dark);font-size:9px;font-weight:900;letter-spacing:.09em;text-transform:uppercase}#rc-fhb-calculator .rc-fhb__special-head h4{margin:0;color:var(--rc-fhb-navy);font-size:1.08rem;line-height:1.3}#rc-fhb-calculator .rc-fhb__special-head p{margin:4px 0 0;color:var(--rc-fhb-muted);font-size:.84rem;line-height:1.5;max-width:720px}#rc-fhb-calculator .rc-fhb__special-badge{display:inline-flex;align-items:center;justify-content:center;min-height:27px;padding:4px 9px;border:1px solid #d1dce7;border-radius:999px;background:#fff;color:#53657a;font-size:9px;font-weight:900;white-space:nowrap}#rc-fhb-calculator .rc-fhb__special-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:14px;margin-top:15px}#rc-fhb-calculator .rc-fhb__special-grid>.rc-fhb__field{padding:14px;border:1px solid #dfe7ef;border-radius:12px;background:rgb(255 255 255 / .92);box-shadow:0 3px 10px rgb(11 31 52 / .025)}#rc-fhb-calculator .rc-fhb__special-grid>.rc-fhb__field[hidden]{display:none!important}#rc-fhb-calculator .rc-fhb__special-grid .rc-fhb__hint{font-size:.76rem;line-height:1.45}#rc-fhb-calculator .rc-fhb__callout{border-radius:14px;padding:17px 18px;margin:0 0 20px;border:1px solid #fff0}#rc-fhb-calculator .rc-fhb__callout p{margin:5px 0 0}#rc-fhb-calculator .rc-fhb__callout--amber{background:var(--rc-fhb-amber-soft);border-color:#efd28d;color:#6d4300}#rc-fhb-calculator .rc-fhb__callout--navy{background:var(--rc-fhb-navy);color:#eaf2fb;margin-top:24px}#rc-fhb-calculator .rc-fhb__callout--navy h4{color:#fff;margin:0;font-size:1.12rem}#rc-fhb-calculator .rc-fhb__summary-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px;margin-bottom:22px}#rc-fhb-calculator .rc-fhb__summary-card{border:1px solid var(--rc-fhb-line);border-radius:14px;padding:16px;background:#fff;min-height:110px}#rc-fhb-calculator .rc-fhb__summary-card span{display:block;font-size:.77rem;text-transform:uppercase;letter-spacing:.06em;color:var(--rc-fhb-muted);font-weight:850}#rc-fhb-calculator .rc-fhb__summary-card strong{display:block;font-size:clamp(1.32rem,2.5vw,1.75rem);color:var(--rc-fhb-navy);margin-top:5px;line-height:1.15;overflow-wrap:anywhere}#rc-fhb-calculator .rc-fhb__summary-card small{display:block;font-size:.78rem;color:var(--rc-fhb-muted);margin-top:7px}#rc-fhb-calculator .rc-fhb__result-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}#rc-fhb-calculator .rc-fhb__result-card{border:1px solid var(--rc-fhb-line);border-top:5px solid #8698ad;border-radius:15px;padding:19px;background:#fff;min-width:0}#rc-fhb-calculator .rc-fhb__result-card[data-status="pass"]{border-top-color:var(--rc-fhb-green);background:linear-gradient(180deg,var(--rc-fhb-green-soft),#fff 38%)}#rc-fhb-calculator .rc-fhb__result-card[data-status="check"]{border-top-color:#d28a13;background:linear-gradient(180deg,var(--rc-fhb-amber-soft),#fff 38%)}#rc-fhb-calculator .rc-fhb__result-card[data-status="fail"]{border-top-color:#c33d3d;background:linear-gradient(180deg,var(--rc-fhb-red-soft),#fff 38%)}#rc-fhb-calculator .rc-fhb__result-card[data-status="not_required"],#rc-fhb-calculator .rc-fhb__result-card[data-status="not_available"]{border-top-color:#56708c;background:linear-gradient(180deg,#eef3f8,#fff 38%)}#rc-fhb-calculator .rc-fhb__result-card-head{display:flex;justify-content:space-between;gap:12px;align-items:flex-start}#rc-fhb-calculator .rc-fhb__result-card h4{font-size:1.13rem;color:var(--rc-fhb-navy);margin:0}#rc-fhb-calculator .rc-fhb__badge{display:inline-flex;align-items:center;justify-content:center;border-radius:999px;padding:5px 9px;font-size:.69rem;line-height:1.2;font-weight:900;text-transform:uppercase;letter-spacing:.04em;background:#e8edf3;color:#3b4d61;white-space:nowrap}#rc-fhb-calculator [data-status="pass"] .rc-fhb__badge{background:#d8f1e7;color:#076245}#rc-fhb-calculator [data-status="check"] .rc-fhb__badge{background:#ffe8b5;color:#744400}#rc-fhb-calculator [data-status="fail"] .rc-fhb__badge{background:#ffdada;color:#8b2020}#rc-fhb-calculator .rc-fhb__result-title{font-weight:850;margin:14px 0 8px}#rc-fhb-calculator .rc-fhb__result-card ul{padding-left:19px;margin:8px 0;color:#435165}#rc-fhb-calculator .rc-fhb__result-card li+li{margin-top:5px}#rc-fhb-calculator .rc-fhb__result-meta{display:flex;flex-wrap:wrap;gap:7px;margin-top:14px}#rc-fhb-calculator .rc-fhb__result-meta span{font-size:.75rem;background:#eef2f7;border-radius:999px;padding:5px 8px;color:#435165}#rc-fhb-calculator .rc-fhb__official-link{display:inline-flex;margin-top:14px;font-weight:850;color:#145f9e;text-decoration:none;min-height:44px;align-items:center}#rc-fhb-calculator .rc-fhb__official-link:hover{text-decoration:underline}#rc-fhb-calculator .rc-fhb__comparison{margin-top:26px}#rc-fhb-calculator .rc-fhb__comparison h4{font-size:1.35rem;color:var(--rc-fhb-navy);margin:0 0 12px}#rc-fhb-calculator .rc-fhb__table-wrap{overflow:auto;border:1px solid var(--rc-fhb-line);border-radius:14px;background:#fff}#rc-fhb-calculator table{border-collapse:collapse;width:100%;min-width:940px;font-size:.9rem}#rc-fhb-calculator th,#rc-fhb-calculator td{text-align:right;border-bottom:1px solid var(--rc-fhb-line);padding:13px 14px;vertical-align:top}#rc-fhb-calculator th:first-child,#rc-fhb-calculator td:first-child{text-align:left;position:sticky;left:0;background:#fff;z-index:1;min-width:210px}#rc-fhb-calculator thead th{background:#f1f5f9;color:var(--rc-fhb-navy);font-size:.78rem;text-transform:uppercase;letter-spacing:.04em;white-space:nowrap}#rc-fhb-calculator thead th:first-child{background:#f1f5f9;z-index:2}#rc-fhb-calculator tbody tr:last-child td{border-bottom:0}#rc-fhb-calculator td small{display:block;color:var(--rc-fhb-muted);margin-top:3px}#rc-fhb-calculator .rc-fhb__review{margin-top:24px;padding:26px;border-radius:18px;background:var(--rc-fhb-soft);border:1px solid var(--rc-fhb-line);display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);gap:28px;align-items:start}#rc-fhb-calculator .rc-fhb__review h4{font-size:1.55rem;line-height:1.2;color:var(--rc-fhb-navy);margin:4px 0 10px}#rc-fhb-calculator .rc-fhb__review p{color:var(--rc-fhb-muted);margin:0}#rc-fhb-calculator .rc-fhb__form-status{min-height:24px;margin:10px 0 0;color:var(--rc-fhb-muted)}#rc-fhb-calculator .rc-fhb__method-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}#rc-fhb-calculator .rc-fhb__method-grid article{background:#fff;border:1px solid var(--rc-fhb-line);border-radius:15px;padding:20px}#rc-fhb-calculator .rc-fhb__method-grid article>span{display:grid;place-items:center;width:38px;height:38px;border-radius:50%;background:var(--rc-fhb-navy);color:#fff;font-weight:900;margin-bottom:14px}#rc-fhb-calculator .rc-fhb__method-grid h3{font-size:1.08rem;color:var(--rc-fhb-navy);margin:0 0 7px}#rc-fhb-calculator .rc-fhb__method-grid p{font-size:.9rem;color:var(--rc-fhb-muted);margin:0}#rc-fhb-calculator .rc-fhb__source-list{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px;margin-top:24px}#rc-fhb-calculator .rc-fhb__source-list a{min-height:48px;display:flex;align-items:center;justify-content:space-between;gap:10px;text-decoration:none;border:1px solid var(--rc-fhb-line);border-radius:11px;background:#fff;padding:10px 13px;font-weight:750;color:#204f7e}#rc-fhb-calculator .rc-fhb__source-list a:hover{border-color:#7fa8d1;background:#f7fbff}#rc-fhb-calculator .rc-fhb__faq{display:grid;gap:10px;max-width:920px}#rc-fhb-calculator .rc-fhb__faq details{border:1px solid var(--rc-fhb-line);border-radius:13px;background:#fff;padding:0 18px}#rc-fhb-calculator .rc-fhb__faq summary{list-style:none;cursor:pointer;font-weight:850;color:var(--rc-fhb-navy);padding:17px 34px 17px 0;position:relative}#rc-fhb-calculator .rc-fhb__faq summary::-webkit-details-marker{display:none}#rc-fhb-calculator .rc-fhb__faq summary::after{content:"+";position:absolute;right:0;top:14px;font-size:1.45rem;color:var(--rc-fhb-orange)}#rc-fhb-calculator .rc-fhb__faq details[open] summary::after{content:"–"}#rc-fhb-calculator .rc-fhb__faq p{margin:0 0 18px;color:var(--rc-fhb-muted)}#rc-fhb-calculator .rc-fhb__finance-note{margin:22px 0 0;border:1px solid #cbd8e6;border-left:5px solid var(--rc-fhb-orange);border-radius:14px;background:#f8fbff;padding:15px 17px;display:grid;grid-template-columns:auto minmax(0,1fr);gap:14px 20px;align-items:center}#rc-fhb-calculator .rc-fhb__finance-note>div{display:flex;flex-direction:column;gap:2px;min-width:150px}#rc-fhb-calculator .rc-fhb__finance-note span{font-size:.73rem;line-height:1.25;text-transform:uppercase;letter-spacing:.07em;font-weight:900;color:var(--rc-fhb-muted)}#rc-fhb-calculator .rc-fhb__finance-note strong{font-size:1.35rem;line-height:1.15;color:var(--rc-fhb-navy)}#rc-fhb-calculator .rc-fhb__finance-note p{margin:0;color:#435165;font-size:.88rem}#rc-fhb-calculator .rc-fhb__lmi-service{margin-top:4px;padding:16px;border:1px solid var(--rc-fhb-line);border-radius:14px;background:#f9fbfd;box-shadow:0 8px 22px rgb(11 31 52 / .045)}#rc-fhb-calculator .rc-fhb__lmi-service[hidden]{display:none!important}#rc-fhb-calculator .rc-fhb__lmi-head{display:flex;align-items:flex-start;justify-content:space-between;gap:12px}#rc-fhb-calculator .rc-fhb__service-kicker{display:block;color:var(--rc-fhb-orange-dark);font-size:9px;font-weight:900;letter-spacing:.055em;text-transform:uppercase}#rc-fhb-calculator .rc-fhb__lmi-head h4{margin:2px 0 0;color:var(--rc-fhb-navy);font-size:15px;line-height:1.3}#rc-fhb-calculator .rc-fhb__service-badge{display:inline-flex;align-items:center;justify-content:center;min-height:26px;padding:4px 9px;border:1px solid var(--rc-fhb-line);border-radius:999px;background:#fff;color:var(--rc-fhb-muted);font-size:9px;font-weight:900;white-space:nowrap}#rc-fhb-calculator .rc-fhb__lmi-service[data-state="loading"] .rc-fhb__service-badge{border-color:#ead08c;background:#fff9e8;color:#6d4705}#rc-fhb-calculator .rc-fhb__lmi-service[data-state="done"] .rc-fhb__service-badge{border-color:#b8dcc5;background:var(--rc-fhb-green-soft);color:#0b6840}#rc-fhb-calculator .rc-fhb__lmi-service[data-state="edited"] .rc-fhb__service-badge{border-color:#b9cfe0;background:#f1f7fc;color:#315e7f}#rc-fhb-calculator .rc-fhb__lmi-service[data-state="error"] .rc-fhb__service-badge{border-color:#f1b8b4;background:#fff1f0;color:#841d16}#rc-fhb-calculator .rc-fhb__lmi-fields{margin-top:13px}#rc-fhb-calculator .rc-fhb__lmi-status-row{display:grid;grid-template-columns:34px minmax(0,1fr);gap:10px;align-items:center;margin-top:13px;padding:11px 12px;border:1px solid #d5e0e9;border-radius:11px;background:#fff}#rc-fhb-calculator .rc-fhb__lmi-state-icon{display:grid;place-items:center;width:32px;height:32px;border:1px solid #d9e2ec;border-radius:999px;background:#f7fafc;color:var(--rc-fhb-green);font-size:14px;font-weight:900;line-height:1}#rc-fhb-calculator .rc-fhb__lmi-status-row p{margin:0;color:#435264;font-size:10.5px;line-height:1.5}#rc-fhb-calculator .rc-fhb__lmi-progress{display:none;position:relative;height:5px;margin-top:10px;overflow:hidden;border-radius:999px;background:#e4edf4}#rc-fhb-calculator .rc-fhb__lmi-service[data-state="loading"] .rc-fhb__lmi-progress{display:block}#rc-fhb-calculator .rc-fhb__lmi-progress>span{position:absolute;inset:0 auto 0 0;width:38%;border-radius:999px;background:linear-gradient(90deg,var(--rc-fhb-orange-dark),var(--rc-fhb-orange));animation:rc-fhb-lmi-progress 1.15s ease-in-out infinite}#rc-fhb-calculator .rc-fhb__lmi-service[data-state="loading"] .rc-fhb__lmi-state-icon{animation:rc-fhb-lmi-spin .85s linear infinite;color:var(--rc-fhb-orange-dark)}#rc-fhb-calculator .rc-fhb__service-button{min-height:40px;display:inline-flex;align-items:center;justify-content:center;gap:7px;margin-top:11px;padding:9px 13px;border:1px solid #efb49e;border-radius:10px;background:#fff;color:var(--rc-fhb-orange-dark);font-size:10.5px;font-weight:900;line-height:1.15;cursor:pointer;box-shadow:0 4px 12px rgb(11 31 52 / .055);transition:transform .16s ease,box-shadow .16s ease}#rc-fhb-calculator .rc-fhb__service-button:hover{transform:translateY(-1px);box-shadow:0 7px 17px rgb(11 31 52 / .085)}#rc-fhb-calculator .rc-fhb__service-button:disabled{opacity:.65;cursor:wait;transform:none}@keyframes rc-fhb-lmi-spin{to{transform:rotate(360deg)}}@keyframes rc-fhb-lmi-progress{0%{left:-38%}50%{left:52%}100%{left:100%}}#rc-fhb-calculator .rc-fhb__subsection-head{max-width:900px;margin:0 0 18px}#rc-fhb-calculator .rc-fhb__subsection-head h4{font-size:clamp(1.42rem,2.8vw,2rem);line-height:1.16;letter-spacing:-.025em;color:var(--rc-fhb-navy);margin:0 0 8px}#rc-fhb-calculator .rc-fhb__subsection-head p{margin:0;color:var(--rc-fhb-muted);max-width:820px}#rc-fhb-calculator .rc-fhb__result-overview{margin-bottom:32px}#rc-fhb-calculator .rc-fhb__scheme-hero{border:1px solid #aac0d7;border-radius:20px;overflow:hidden;background:#fff;box-shadow:0 14px 34px rgb(7 26 51 / .1);min-width:0}#rc-fhb-calculator .rc-fhb__scheme-hero-head{display:flex;align-items:flex-start;justify-content:space-between;gap:20px;padding:24px;background:linear-gradient(145deg,var(--rc-fhb-navy),#113c6b);color:#fff}#rc-fhb-calculator .rc-fhb__scheme-hero-copy{min-width:0;max-width:780px}#rc-fhb-calculator .rc-fhb__scheme-kicker{display:block;color:#ffb18d;font-size:.7rem;line-height:1.2;font-weight:900;letter-spacing:.11em;text-transform:uppercase;margin-bottom:5px}#rc-fhb-calculator .rc-fhb__scheme-hero-head h4{margin:0;color:#fff;font-size:clamp(1.65rem,3.2vw,2.35rem);line-height:1.12;letter-spacing:-.025em}#rc-fhb-calculator .rc-fhb__scheme-hero-head p{margin:9px 0 0;color:#dce9f8;font-size:.92rem;line-height:1.55}#rc-fhb-calculator .rc-fhb__scheme-pass{display:inline-flex;align-items:center;justify-content:center;min-height:30px;padding:6px 10px;border:1px solid rgb(255 255 255 / .3);border-radius:999px;background:rgb(255 255 255 / .12);color:#fff;font-size:.69rem;font-weight:900;white-space:nowrap}#rc-fhb-calculator .rc-fhb__scheme-chips{display:flex;flex-wrap:wrap;gap:8px;padding:15px 20px;border-bottom:1px solid var(--rc-fhb-line);background:#f7faff}#rc-fhb-calculator .rc-fhb__scheme-chips span{display:inline-flex;align-items:center;min-height:29px;padding:5px 9px;border:1px solid #b9d9cb;border-radius:999px;background:var(--rc-fhb-green-soft);color:#096044;font-size:.72rem;font-weight:850}#rc-fhb-calculator .rc-fhb__scheme-metrics{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:11px;padding:18px 20px 20px;background:#fff}#rc-fhb-calculator .rc-fhb__scheme-metrics .rc-fhb__scenario-metric{background:#fbfcfe}#rc-fhb-calculator .rc-fhb__scheme-impact{margin:0 20px 18px;padding:14px 16px;border:1px solid #f0c3ad;border-left:5px solid var(--rc-fhb-orange);border-radius:13px;background:#fff7f3;color:#4a3b34}#rc-fhb-calculator .rc-fhb__scheme-impact strong{display:block;color:var(--rc-fhb-navy);font-size:.93rem}#rc-fhb-calculator .rc-fhb__scheme-impact p{margin:4px 0 0;font-size:.86rem;line-height:1.5}#rc-fhb-calculator .rc-fhb__scheme-multi{margin:0 20px 18px;padding:10px 12px;border-radius:10px;background:#eef4fa;color:#52647a;font-size:.79rem;line-height:1.45}#rc-fhb-calculator .rc-fhb__scheme-hero>.rc-fhb__headline-status{margin:0;border-radius:0;border-left:0;border-right:0;border-bottom:0}#rc-fhb-calculator .rc-fhb__scheme-hero[data-state="surplus"]>.rc-fhb__headline-status{background:var(--rc-fhb-green-soft);color:#24654f;border-top-color:#b9e1d1}#rc-fhb-calculator .rc-fhb__scheme-hero[data-state="surplus"]>.rc-fhb__headline-status strong{color:#075c42}#rc-fhb-calculator .rc-fhb__scheme-hero[data-state="shortfall"]>.rc-fhb__headline-status{background:var(--rc-fhb-red-soft);color:#7c3030;border-top-color:#e6baba}#rc-fhb-calculator .rc-fhb__scheme-hero[data-state="shortfall"]>.rc-fhb__headline-status strong{color:#912929}#rc-fhb-calculator .rc-fhb__headline-card{display:grid;grid-template-columns:minmax(0,1.4fr) minmax(270px,.8fr);border:1px solid #aac0d7;border-radius:20px;overflow:hidden;background:#fff;box-shadow:0 14px 34px rgb(7 26 51 / .1);min-width:0}#rc-fhb-calculator .rc-fhb__headline-primary,#rc-fhb-calculator .rc-fhb__headline-secondary{padding:24px;min-width:0}#rc-fhb-calculator .rc-fhb__headline-primary{background:linear-gradient(145deg,var(--rc-fhb-navy),#113c6b);color:#fff}#rc-fhb-calculator .rc-fhb__headline-secondary{background:#f7faff;border-left:1px solid #cbd8e6;color:var(--rc-fhb-ink)}#rc-fhb-calculator .rc-fhb__headline-primary>span,#rc-fhb-calculator .rc-fhb__headline-secondary>span{display:block;font-size:.72rem;line-height:1.3;font-weight:900;letter-spacing:.1em;text-transform:uppercase}#rc-fhb-calculator .rc-fhb__headline-primary>span{color:#ffb18d}#rc-fhb-calculator .rc-fhb__headline-secondary>span{color:#52647a}#rc-fhb-calculator .rc-fhb__headline-primary>strong,#rc-fhb-calculator .rc-fhb__headline-secondary>strong{display:block;font-size:clamp(2rem,4vw,3.05rem);line-height:1;letter-spacing:-.04em;margin:9px 0 11px;overflow-wrap:anywhere}#rc-fhb-calculator .rc-fhb__headline-primary>strong{color:#fff}#rc-fhb-calculator .rc-fhb__headline-secondary>strong{color:var(--rc-fhb-orange-dark)}#rc-fhb-calculator .rc-fhb__headline-primary p,#rc-fhb-calculator .rc-fhb__headline-secondary p{margin:0;font-size:.91rem;line-height:1.55}#rc-fhb-calculator .rc-fhb__headline-primary p{color:#e5effa}#rc-fhb-calculator .rc-fhb__headline-secondary p{color:#4d5c70}#rc-fhb-calculator .rc-fhb__headline-status{grid-column:1/-1;padding:14px 22px;display:flex;align-items:flex-start;gap:8px 14px;flex-wrap:wrap;border-top:1px solid #cbd8e6;background:#eef3f8;color:#33465c}#rc-fhb-calculator .rc-fhb__headline-status strong{color:var(--rc-fhb-navy)}#rc-fhb-calculator .rc-fhb__headline-card[data-state="surplus"] .rc-fhb__headline-status{background:var(--rc-fhb-green-soft);color:#24654f;border-top-color:#b9e1d1}#rc-fhb-calculator .rc-fhb__headline-card[data-state="surplus"] .rc-fhb__headline-status strong{color:#075c42}#rc-fhb-calculator .rc-fhb__headline-card[data-state="shortfall"] .rc-fhb__headline-status{background:var(--rc-fhb-red-soft);color:#7c3030;border-top-color:#e6baba}#rc-fhb-calculator .rc-fhb__headline-card[data-state="shortfall"] .rc-fhb__headline-status strong{color:#912929}#rc-fhb-calculator .rc-fhb__funds-flow{margin:0 0 38px;padding:27px;border:1px solid var(--rc-fhb-line);border-radius:20px;background:#f7f9fc}#rc-fhb-calculator .rc-fhb__balance-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;align-items:stretch}#rc-fhb-calculator .rc-fhb__flow-panel{border:1px solid #c9d5e2;border-radius:16px;background:#fff;overflow:hidden;min-width:0;box-shadow:0 8px 22px rgb(7 26 51 / .055)}#rc-fhb-calculator .rc-fhb__flow-panel-head{padding:18px 19px 15px;border-bottom:1px solid var(--rc-fhb-line);background:#f8fbfe}#rc-fhb-calculator .rc-fhb__flow-panel-head h5{font-size:1.2rem;line-height:1.2;color:var(--rc-fhb-navy);margin:4px 0 5px}#rc-fhb-calculator .rc-fhb__flow-panel-head p{margin:0;color:var(--rc-fhb-muted);font-size:.84rem}#rc-fhb-calculator .rc-fhb__flow-kicker{display:inline-block;color:var(--rc-fhb-orange-dark);font-size:.69rem;font-weight:900;letter-spacing:.12em}#rc-fhb-calculator .rc-fhb__money-list{display:grid;padding:8px 18px 16px}#rc-fhb-calculator .rc-fhb__money-list--compact{padding:6px 0 0}#rc-fhb-calculator .rc-fhb__money-row{display:grid;grid-template-columns:20px minmax(0,1fr) auto;gap:8px;align-items:center;padding:10px 0;border-bottom:1px dashed #dde5ee;min-width:0}#rc-fhb-calculator .rc-fhb__money-row:last-child{border-bottom:0}#rc-fhb-calculator .rc-fhb__money-operator{font-weight:900;color:#8190a2;text-align:center}#rc-fhb-calculator .rc-fhb__money-label{min-width:0}#rc-fhb-calculator .rc-fhb__money-label strong{display:block;font-size:.88rem;line-height:1.35;color:#25364a;overflow-wrap:anywhere}#rc-fhb-calculator .rc-fhb__money-label small{display:block;color:var(--rc-fhb-muted);font-size:.72rem;line-height:1.35;margin-top:2px}#rc-fhb-calculator .rc-fhb__money-value{font-size:.94rem;font-weight:850;color:var(--rc-fhb-navy);white-space:nowrap;text-align:right;font-variant-numeric:tabular-nums}#rc-fhb-calculator .rc-fhb__money-row.is-emphasis{background:#fff8f2;margin:0 -10px;padding:10px;border-radius:10px;border-bottom:0}#rc-fhb-calculator .rc-fhb__money-row.is-emphasis .rc-fhb__money-value{color:var(--rc-fhb-orange-dark)}#rc-fhb-calculator .rc-fhb__money-row.is-total{margin-top:7px;padding-top:14px;border-top:2px solid var(--rc-fhb-navy);border-bottom:0}#rc-fhb-calculator .rc-fhb__money-row.is-total .rc-fhb__money-label strong{font-size:1rem;color:var(--rc-fhb-navy)}#rc-fhb-calculator .rc-fhb__money-row.is-total .rc-fhb__money-value{font-size:1.18rem;color:var(--rc-fhb-navy)}#rc-fhb-calculator .rc-fhb__balance-status{margin:14px 0 20px;border-radius:12px;padding:12px 15px;display:flex;gap:8px 12px;align-items:flex-start;flex-wrap:wrap;background:#eef3f8;color:#435368;border:1px solid #d2dce7}#rc-fhb-calculator .rc-fhb__balance-status[data-state="balanced"]{background:var(--rc-fhb-green-soft);border-color:#b9e0d0;color:#23644e}#rc-fhb-calculator .rc-fhb__balance-status[data-state="balanced"] strong{color:#075c42}#rc-fhb-calculator .rc-fhb__balance-status[data-state="warning"]{background:var(--rc-fhb-red-soft);border-color:#e4b6b6;color:#7b2f2f}#rc-fhb-calculator .rc-fhb__flow-detail-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;align-items:stretch}#rc-fhb-calculator .rc-fhb__detail-panel{border:1px solid #c9d5e2;border-radius:15px;background:#fff;padding:17px;min-width:0;display:flex;flex-direction:column}#rc-fhb-calculator .rc-fhb__detail-panel[data-tone="primary"]{border-color:#f1a780;background:linear-gradient(180deg,#fff5ef,#fff 48%)}#rc-fhb-calculator .rc-fhb__detail-panel[data-tone="positive"]{border-color:#abd9c7;background:linear-gradient(180deg,var(--rc-fhb-green-soft),#fff 48%)}#rc-fhb-calculator .rc-fhb__detail-panel[data-tone="warning"]{border-color:#e6b1b1;background:linear-gradient(180deg,var(--rc-fhb-red-soft),#fff 48%)}#rc-fhb-calculator .rc-fhb__detail-head{display:grid;grid-template-columns:34px minmax(0,1fr);gap:10px;align-items:center;margin-bottom:8px}#rc-fhb-calculator .rc-fhb__detail-head h5{font-size:1.03rem;line-height:1.25;color:var(--rc-fhb-navy);margin:0}#rc-fhb-calculator .rc-fhb__detail-number{display:grid;place-items:center;width:34px;height:34px;border-radius:50%;background:var(--rc-fhb-navy);color:#fff;font-size:.83rem;font-weight:900}#rc-fhb-calculator .rc-fhb__detail-intro,#rc-fhb-calculator .rc-fhb__empty-note{font-size:.81rem;color:var(--rc-fhb-muted);line-height:1.45;margin:0 0 6px}#rc-fhb-calculator .rc-fhb__empty-note{margin-top:8px}#rc-fhb-calculator .rc-fhb__grant-warning{margin-top:16px;border:1px solid #edcd83;border-left:5px solid #c67a00;border-radius:13px;background:var(--rc-fhb-amber-soft);padding:14px 16px;color:#654000}#rc-fhb-calculator .rc-fhb__grant-warning strong{display:block;color:#6c4300}#rc-fhb-calculator .rc-fhb__grant-warning p{margin:4px 0 0;font-size:.87rem}#rc-fhb-calculator .rc-fhb__loan-section,#rc-fhb-calculator .rc-fhb__pathway-section{margin-top:36px}#rc-fhb-calculator .rc-fhb__summary-card[data-tone="positive"]{border-color:#afd9ca;background:var(--rc-fhb-green-soft)}#rc-fhb-calculator .rc-fhb__summary-card[data-tone="attention"]{border-color:#edcc83;background:var(--rc-fhb-amber-soft)}#rc-fhb-calculator .rc-fhb__scenario-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}#rc-fhb-calculator .rc-fhb__scenario-card{border:1px solid #c7d3e0;border-top:5px solid #6a7f96;border-radius:16px;background:#fff;padding:19px;min-width:0}#rc-fhb-calculator .rc-fhb__scenario-card[data-status="pass"]{border-top-color:var(--rc-fhb-green);background:linear-gradient(180deg,var(--rc-fhb-green-soft),#fff 28%)}#rc-fhb-calculator .rc-fhb__scenario-card[data-status="not_required"]{border-top-color:#56708c;background:linear-gradient(180deg,#eef3f8,#fff 28%)}#rc-fhb-calculator .rc-fhb__scenario-head{display:flex;justify-content:space-between;align-items:flex-start;gap:12px}#rc-fhb-calculator .rc-fhb__scenario-head h5{font-size:1.17rem;line-height:1.2;color:var(--rc-fhb-navy);margin:0}#rc-fhb-calculator .rc-fhb__scenario-note{color:var(--rc-fhb-muted);font-size:.86rem;margin:10px 0 0}#rc-fhb-calculator .rc-fhb__same-funding{margin:14px 0;border:1px solid #c9d7e5;border-radius:12px;background:#f4f8fc;padding:12px 13px}#rc-fhb-calculator .rc-fhb__same-funding strong{color:var(--rc-fhb-navy)}#rc-fhb-calculator .rc-fhb__same-funding p{margin:4px 0 0;color:var(--rc-fhb-muted);font-size:.82rem}#rc-fhb-calculator .rc-fhb__scenario-metrics{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:9px;margin-top:14px}#rc-fhb-calculator .rc-fhb__scenario-metric{border:1px solid var(--rc-fhb-line);border-radius:11px;background:#fff;padding:11px;min-width:0}#rc-fhb-calculator .rc-fhb__scenario-metric span{display:block;color:var(--rc-fhb-muted);font-size:.72rem;line-height:1.3;text-transform:uppercase;letter-spacing:.04em;font-weight:800}#rc-fhb-calculator .rc-fhb__scenario-metric strong{display:block;color:var(--rc-fhb-navy);font-size:1.06rem;line-height:1.2;margin-top:5px;overflow-wrap:anywhere}#rc-fhb-calculator .rc-fhb__scenario-metric small{display:block;color:var(--rc-fhb-muted);font-size:.71rem;line-height:1.35;margin-top:5px}#rc-fhb-calculator .rc-fhb__scenario-metric[data-tone="positive"]{border-color:#b5dbcc;background:#f2fbf7}#rc-fhb-calculator .rc-fhb__scenario-metric[data-tone="warning"]{border-color:#ecd090;background:#fffaf0}#rc-fhb-calculator .rc-fhb__no-alternatives{grid-column:1/-1;border:1px dashed #9eb0c4;border-radius:14px;background:#f8fafc;padding:20px;color:#435165}#rc-fhb-calculator .rc-fhb__no-alternatives strong{color:var(--rc-fhb-navy)}#rc-fhb-calculator .rc-fhb__no-alternatives p{margin:5px 0 0}@media (max-width:980px){#rc-fhb-calculator .rc-fhb__hero-grid{grid-template-columns:1fr}#rc-fhb-calculator .rc-fhb__trust{max-width:720px}#rc-fhb-calculator .rc-fhb__summary-grid,#rc-fhb-calculator .rc-fhb__method-grid{grid-template-columns:repeat(2,minmax(0,1fr))}#rc-fhb-calculator .rc-fhb__review{grid-template-columns:1fr}#rc-fhb-calculator .rc-fhb__source-list{grid-template-columns:repeat(2,minmax(0,1fr))}#rc-fhb-calculator .rc-fhb__flow-detail-grid{grid-template-columns:repeat(2,minmax(0,1fr))}#rc-fhb-calculator .rc-fhb__flow-detail-grid .rc-fhb__detail-panel:last-child{grid-column:1/-1}}@media (max-width:720px){#rc-fhb-calculator .rc-fhb__shell{width:min(100% - 24px,1180px)}#rc-fhb-calculator .rc-fhb__hero{padding:54px 0 48px}#rc-fhb-calculator .rc-fhb__section{padding:52px 0}#rc-fhb-calculator .rc-fhb__grid--2,#rc-fhb-calculator .rc-fhb__grid--3,#rc-fhb-calculator .rc-fhb__result-grid{grid-template-columns:1fr}#rc-fhb-calculator .rc-fhb__progress{padding:0 6px}#rc-fhb-calculator .rc-fhb__progress-step{min-height:70px;gap:5px;flex-direction:column}#rc-fhb-calculator .rc-fhb__progress-step strong{font-size:.72rem}#rc-fhb-calculator .rc-fhb__progress-step span{width:28px;height:28px;font-size:.83rem}#rc-fhb-calculator .rc-fhb__step{padding:26px 18px 30px}#rc-fhb-calculator .rc-fhb__status{padding-right:18px}#rc-fhb-calculator .rc-fhb__error-summary{margin-left:18px;margin-right:18px}#rc-fhb-calculator .rc-fhb__actions .rc-fhb__button{flex:1 1 170px}#rc-fhb-calculator .rc-fhb__source-list{grid-template-columns:1fr}#rc-fhb-calculator .rc-fhb__headline-card,#rc-fhb-calculator .rc-fhb__balance-grid,#rc-fhb-calculator .rc-fhb__flow-detail-grid,#rc-fhb-calculator .rc-fhb__scenario-grid{grid-template-columns:1fr}#rc-fhb-calculator .rc-fhb__headline-secondary{border-left:0;border-top:1px solid #cbd8e6}#rc-fhb-calculator .rc-fhb__flow-detail-grid .rc-fhb__detail-panel:last-child{grid-column:auto}#rc-fhb-calculator .rc-fhb__funds-flow{padding:20px 16px}#rc-fhb-calculator .rc-fhb__finance-note{grid-template-columns:1fr}#rc-fhb-calculator .rc-fhb__scheme-hero-head{display:block;padding:20px 17px}#rc-fhb-calculator .rc-fhb__scheme-pass{margin-top:12px}#rc-fhb-calculator .rc-fhb__scheme-chips{padding:12px 14px}#rc-fhb-calculator .rc-fhb__scheme-metrics{grid-template-columns:1fr;padding:14px}#rc-fhb-calculator .rc-fhb__scheme-impact,#rc-fhb-calculator .rc-fhb__scheme-multi{margin-left:14px;margin-right:14px}#rc-fhb-calculator .rc-fhb__special-card{padding:15px}#rc-fhb-calculator .rc-fhb__special-head{grid-template-columns:32px minmax(0,1fr);gap:10px}#rc-fhb-calculator .rc-fhb__special-icon{width:32px;height:32px}#rc-fhb-calculator .rc-fhb__special-badge{grid-column:2;justify-self:start}#rc-fhb-calculator .rc-fhb__special-grid{grid-template-columns:1fr;gap:10px}#rc-fhb-calculator .rc-fhb__special-grid>.rc-fhb__field{padding:12px}}@media (max-width:480px){#rc-fhb-calculator .rc-fhb__hero h1{font-size:2.35rem}#rc-fhb-calculator .rc-fhb__hero-actions .rc-fhb__button{width:100%}#rc-fhb-calculator .rc-fhb__summary-grid,#rc-fhb-calculator .rc-fhb__method-grid{grid-template-columns:1fr}#rc-fhb-calculator .rc-fhb__calculator-card{border-radius:20px}#rc-fhb-calculator .rc-fhb__progress{border-radius:20px 20px 0 0}#rc-fhb-calculator .rc-fhb__review{padding:20px 16px}#rc-fhb-calculator .rc-fhb__result-card-head{display:block}#rc-fhb-calculator .rc-fhb__badge{margin-top:8px}#rc-fhb-calculator .rc-fhb__headline-primary,#rc-fhb-calculator .rc-fhb__headline-secondary{padding:20px 17px}#rc-fhb-calculator .rc-fhb__headline-status{padding:13px 17px}#rc-fhb-calculator .rc-fhb__scenario-metrics{grid-template-columns:1fr}#rc-fhb-calculator .rc-fhb__money-row{grid-template-columns:18px minmax(0,1fr);gap:7px}#rc-fhb-calculator .rc-fhb__money-value{grid-column:2;text-align:left;white-space:normal;font-size:1rem}#rc-fhb-calculator .rc-fhb__popover{position:fixed;left:12px;right:12px;bottom:12px;top:auto;width:auto;max-height:50vh;overflow:auto}}@media (prefers-reduced-motion:reduce){#rc-fhb-calculator *{scroll-behavior:auto!important;transition:none!important;animation:none!important}}@media print{#rc-fhb-calculator .rc-fhb__hero-actions,#rc-fhb-calculator .rc-fhb__progress,#rc-fhb-calculator .rc-fhb__review,#rc-fhb-calculator .rc-fhb__actions,#rc-fhb-calculator .rc-fhb__text-button{display:none!important}#rc-fhb-calculator .rc-fhb__step{display:none!important}#rc-fhb-calculator .rc-fhb__results{display:block!important}#rc-fhb-calculator .rc-fhb__section{padding:20px 0}#rc-fhb-calculator .rc-fhb__calculator-card{box-shadow:none}}#rc-fhb-calculator.rc-fhb{--rc-fhb-navy:#101f36;--rc-fhb-navy-2:#101f36;--rc-fhb-ink:#172b40;--rc-fhb-muted:#526171;--rc-fhb-orange:#bc3909;--rc-fhb-orange-dark:#bc3909;--rc-fhb-green-soft:#edf5ee;--rc-fhb-blue-soft:#f0f4f7;--rc-fhb-line:#d6dee5;--rc-fhb-soft:#f5f7f9;--rc-fhb-shadow:none;--rc-fhb-radius:8px;--rc-fhb-small-radius:7px;font-family:Arial,Helvetica,sans-serif;font-size:14px;line-height:1.55}#rc-fhb-calculator [hidden]{display:none!important}#rc-fhb-calculator .rc-fhb__shell{width:90%;max-width:1170px;min-width:0;margin-inline:auto}#rc-fhb-calculator :is(button,input,select,textarea){font-family:inherit}body:has(#rc-fhb-calculator) .rc-breadcrumb-band{background:#101f36!important;border-bottom:0!important}#rc-fhb-calculator .rc-fhb__hero{padding:24px 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.rc-fhb__section-head{max-width:850px;margin-bottom:22px}#rc-fhb-calculator .rc-fhb__section-head h2{margin:0 0 10px;font-size:30px;font-weight:700;line-height:1.18;letter-spacing:-.025em}#rc-fhb-calculator .rc-fhb__section-head p{font-size:14px;line-height:1.6}#rc-fhb-calculator .rc-fhb__calculator-card{min-width:0;border-radius:8px;box-shadow:none}#rc-fhb-calculator .rc-fhb__progress{gap:8px;padding:12px 20px;border-radius:7px 7px 0 0}#rc-fhb-calculator .rc-fhb__progress-step{min-width:0;min-height:46px;padding:9px 11px;border-radius:7px;background:var(--rc-fhb-soft);font-size:13px;font-weight:700;transition:background .15s,border-color .15s}#rc-fhb-calculator .rc-fhb__progress-step:hover,#rc-fhb-calculator .rc-fhb__progress-step.is-active{transform:none;border-color:#d58b6f;background:#fff2eb}#rc-fhb-calculator .rc-fhb__progress-step span{width:25px;height:25px;flex-basis:25px;border-radius:5px;background:var(--rc-fhb-navy);font-size:11px;font-weight:700}#rc-fhb-calculator .rc-fhb__progress-step strong{font-size:12px;font-weight:700;white-space:normal;line-height:1.3}#rc-fhb-calculator .rc-fhb__progress-step.is-active span{background:var(--rc-fhb-orange)}#rc-fhb-calculator .rc-fhb__progress-step.is-complete span{background:var(--rc-fhb-green)}#rc-fhb-calculator .rc-fhb__status{font-size:13px;min-height:26px;padding:6px 20px 0}#rc-fhb-calculator .rc-fhb__error-summary{margin-inline:24px;border-radius:8px;font-size:13px}#rc-fhb-calculator .rc-fhb__step{min-width:0;padding:16px 20px 24px}#rc-fhb-calculator .rc-fhb__step-head{margin-bottom:16px;padding-bottom:12px}#rc-fhb-calculator .rc-fhb__step-head>span{font-size:10px;font-weight:700;letter-spacing:.08em}#rc-fhb-calculator .rc-fhb__step-head h3{margin:0 0 6px;font-size:24px;font-weight:700;line-height:1.18;letter-spacing:-.025em}#rc-fhb-calculator .rc-fhb__step-head p{font-size:13px;line-height:1.55}#rc-fhb-calculator .rc-fhb__grid{gap:18px 16px;min-width:0}#rc-fhb-calculator .rc-fhb__field 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.rc-fhb__special-card{padding:18px;border-radius:8px;background:var(--rc-fhb-soft);box-shadow:none;min-width:0}#rc-fhb-calculator .rc-fhb__special-head{grid-template-columns:30px minmax(0,1fr) auto;gap:10px}#rc-fhb-calculator .rc-fhb__special-icon{width:30px;height:30px;border-radius:6px;background:var(--rc-fhb-navy);box-shadow:none}#rc-fhb-calculator .rc-fhb__special-head h4{font-size:18px;font-weight:700;line-height:1.3}#rc-fhb-calculator .rc-fhb__special-head p{font-size:12px;line-height:1.5}#rc-fhb-calculator .rc-fhb__special-badge{border-radius:5px;font-weight:700;white-space:normal;text-align:center}#rc-fhb-calculator .rc-fhb__special-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}#rc-fhb-calculator .rc-fhb__special-grid>.rc-fhb__field{min-width:0;padding:14px;border-radius:7px;box-shadow:none}#rc-fhb-calculator .rc-fhb__special-grid .rc-fhb__hint{font-size:11px}#rc-fhb-calculator .rc-fhb__details{min-width:0;border:1px solid var(--rc-fhb-line);border-radius:8px;background:#fff}#rc-fhb-calculator .rc-fhb__details>summary{min-height:50px;padding:14px 17px;color:var(--rc-fhb-navy);font-size:13px;font-weight:700;line-height:1.5;cursor:pointer}#rc-fhb-calculator .rc-fhb__details>summary small{color:var(--rc-fhb-muted);font-size:11px;font-weight:400}#rc-fhb-calculator .rc-fhb__details-body{min-width:0;padding:0 17px 17px}#rc-fhb-calculator .rc-fhb__result-details>.rc-fhb__details-body{padding:0 16px 16px}#rc-fhb-calculator .rc-fhb__result-details>.rc-fhb__details-body>section{margin:0}#rc-fhb-calculator .rc-fhb__result-details>.rc-fhb__details-body>.rc-fhb__funds-flow{padding:17px;border-radius:7px}#rc-fhb-calculator :is(.rc-fhb__callout,.rc-fhb__finance-note,.rc-fhb__lmi-service,.rc-fhb__lmi-status-row,.rc-fhb__summary-card,.rc-fhb__result-card,.rc-fhb__table-wrap,.rc-fhb__review,.rc-fhb__method-grid article,.rc-fhb__source-list a,.rc-fhb__faq 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span{max-width:100%;border-radius:5px;font-size:11px;white-space:normal;overflow-wrap:anywhere}#rc-fhb-calculator .rc-fhb__official-link{min-height:44px;margin-top:10px;font-size:12px;font-weight:700;color:var(--rc-fhb-orange)}#rc-fhb-calculator .rc-fhb__scenario-note{font-size:13px;line-height:1.5}#rc-fhb-calculator .rc-fhb__scenario-metric{padding:13px}#rc-fhb-calculator .rc-fhb__scenario-metric span{font-size:10px;font-weight:700;line-height:1.4}#rc-fhb-calculator .rc-fhb__scenario-metric strong{font-size:21px;font-weight:700;line-height:1.2}#rc-fhb-calculator .rc-fhb__scenario-metric small{font-size:11px;line-height:1.45}#rc-fhb-calculator .rc-fhb__same-funding p{font-size:12px;line-height:1.5}#rc-fhb-calculator .rc-fhb__loan-section,#rc-fhb-calculator .rc-fhb__pathway-section,#rc-fhb-calculator .rc-fhb__comparison{margin-top:26px}#rc-fhb-calculator .rc-fhb__funds-flow{margin-bottom:26px;padding:22px;background:var(--rc-fhb-soft)}#rc-fhb-calculator 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.rc-fhb__modal-note{margin-top:12px;color:var(--rc-fhb-muted);font-size:10px;line-height:1.5}@media(max-width:980px){#rc-fhb-calculator .rc-fhb__summary-grid,#rc-fhb-calculator .rc-fhb__method-grid{grid-template-columns:repeat(2,minmax(0,1fr))}#rc-fhb-calculator .rc-fhb__flow-detail-grid{grid-template-columns:1fr}#rc-fhb-calculator .rc-fhb__flow-detail-grid .rc-fhb__detail-panel:last-child{grid-column:auto}}@media(max-width:720px){#rc-fhb-calculator .rc-fhb__hero{padding:20px 0}#rc-fhb-calculator .rc-fhb__hero .rc-fhb__eyebrow,#rc-fhb-calculator .rc-fhb__hero-actions{display:none}#rc-fhb-calculator .rc-fhb__hero h1{font-size:clamp(30px,7.5vw,40px)}#rc-fhb-calculator .rc-fhb__section{padding:30px 0}#rc-fhb-calculator #rc-fhb-tool{padding:14px 0 28px}#rc-fhb-calculator .rc-fhb__section-head h2{font-size:27px}#rc-fhb-calculator .rc-fhb__progress{gap:5px;padding:10px}#rc-fhb-calculator .rc-fhb__progress-step{min-height:44px;padding:8px 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.rc-fhb-national-profile{margin:22px 0;padding:18px;border:1px solid var(--rc-fhb-line);border-radius:8px;background:var(--rc-fhb-soft);min-width:0}#rc-fhb-calculator .rc-fhb-national-profile-head h3{margin:0 0 7px;color:var(--rc-fhb-navy);font-size:20px;font-weight:700;line-height:1.25;letter-spacing:-.02em}#rc-fhb-calculator .rc-fhb-national-profile-head p,#rc-fhb-calculator .rc-fhb-national-profile-note{margin:0;color:var(--rc-fhb-muted);font-size:12px;line-height:1.55}#rc-fhb-calculator .rc-fhb-national-profile-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:9px;margin:15px 0 12px}#rc-fhb-calculator .rc-fhb-national-profile-option{display:grid;grid-template-columns:18px minmax(0,1fr);align-items:start;gap:9px;min-width:0;min-height:46px;margin:0;padding:12px;border:1px solid var(--rc-fhb-line);border-radius:7px;background:#fff;color:var(--rc-fhb-ink);font-size:12px;font-weight:400;line-height:1.5;cursor:pointer}#rc-fhb-calculator .rc-fhb-national-profile-option 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.13)}#rc-fhb-calculator .rc-fhb-national-catalog-count{margin:12px 0;color:var(--rc-fhb-muted);font-size:12px;line-height:1.5}#rc-fhb-calculator .rc-fhb-national-profile-option:focus-within,#rc-fhb-calculator .rc-fhb-national-results :is(summary,a):focus-visible{outline:3px solid rgb(188 57 9 / .35);outline-offset:3px}@media(max-width:850px){#rc-fhb-calculator .rc-fhb-national-catalog-controls{grid-template-columns:repeat(2,minmax(0,1fr))}#rc-fhb-calculator .rc-fhb-national-catalog-field:first-child{grid-column:1/-1}#rc-fhb-calculator .rc-fhb-national-grid,#rc-fhb-calculator .rc-fhb-national-catalog-list{grid-template-columns:1fr}}@media(max-width:640px){#rc-fhb-calculator .rc-fhb-national-profile-grid{grid-template-columns:1fr}#rc-fhb-calculator .rc-fhb-national-counts{grid-template-columns:repeat(2,minmax(0,1fr));gap:9px}#rc-fhb-calculator .rc-fhb-national-catalog-controls{grid-template-columns:1fr}#rc-fhb-calculator 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