A little about how we began and where we are going.
With over 10 years of home loan banking experience within Australia’s big 4 banks in West Melbourne, Geelong, Ballarat and Bendigo we understand our local market and customers better than anyone. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
Who we are
We are proof that
different works.
RateChallenge is proof that innovative refinancing solutions work. We offer tailored loan options that help you save money and achieve your financial goals, demonstrating how personalized strategies can make a real difference in your home financing journey.