Rates updating. Speak to us.
Leave your details and a broker will discuss your options.
Market reference only. Your enquiry goes to Rate Challenge. Some lenders are outside our panel; a broker will confirm available options, conditions and eligibility.
Buying, refinancing or investing? Compare your options with a broker who explains the numbers.
Preparing current lender rates…
Try a different rate type or clear your lender search.
Rates p.a. Comparison rates use the source’s calculation basis, not this scenario. Fees and eligibility apply. Includes lenders outside our broker panel.
A first home, a better rate or a bigger plan.
Let’s work through your options.
First home or next home. Understand your deposit, budget and borrowing options.
Plan your purchaseCheck your current rate, the cost of switching and whether a change stacks up.
Explore refinancingWork through equity, rental income and the cash flow behind your next purchase.
Plan your investmentCommercial property, business, equipment and SMSF property finance.
Find your options
A mortgage and finance broker helping you understand your options, prepare your application and get through settlement.
Explore the numbers in your own time. Then talk to a broker about what they mean for you.
Explore the toolsResearch rates across 100+ lenders. Your loan recommendations are drawn from our 35+ lender broker panel and depend on your circumstances.
PROPERTY & LENDING
The latest property, lending and economic releases, explained briefly.
Saved preview updated 10 November 2026. Open an update for its original release date and sources.
Updates advance every five seconds. Swipe, use the arrow buttons, or focus the updates and use the left and right arrow keys. Use Pause to stop automatic movement.
Market update
3 Nov 2026
Official release date
The RBA raised the cash rate target by 0.25 percentage points to 4.85%, effective 4 November 2026. Lender rates and effective dates must be checked separately.
Data period3 November 2026 decision
Market update
2 Nov 2026
Official release date
Seasonally adjusted dwelling approvals rose 5.1% to 17,948 in September. The release also revised August estimates.
Data periodSeptember 2026
Market update
30 Oct 2026
Official release date
Housing credit grew 0.4% in September and 7.0% over the year, on the RBA’s seasonally and break-adjusted measures.
Data periodSeptember 2026
Market update
28 Oct 2026
Official release date
Historical 28 October testimony flagged a higher inflation outlook. The subsequent 3 November cash-rate decision is covered in a separate update.
Data period28 October 2026 testimony
Market update
28 Oct 2026
Official release date
Annual CPI inflation rose to 4.3%; trimmed mean inflation was 3.6%, compared with a revised 3.5% for August.
Data periodSeptember 2026
Economic growth
+2.3%
annual GDP growth · 2025–26 financial year
Annual GDP grew 2.3%; GDP per person rose 0.8%.
Data period2025–26 financial year
We’ll discuss your goal, timing and finances, and what you need from your loan.
We’ll compare suitable lenders, rates, fees and features, with the trade-offs explained.
We’ll guide the application, manage lender questions and help review your loan as things change.
The initial conversation is obligation-free. For standard residential home loans, Rate Challenge generally does not charge a broker fee because the lender pays commission after settlement. Any applicable fee is explained before you proceed.
Yes. We can discuss where you are now, what you want to do and the information you’ll need before you apply.
Yes. Appointments are available Australia-wide by phone and video, with local appointments by arrangement.
No. Our calculators are educational tools. They do not submit a credit application or create a credit enquiry.
