Rates updating. Speak to us.
Leave your details and a broker will discuss your options.
Market reference only. Your enquiry goes to Rate Challenge. Some lenders are outside our panel; a broker will confirm available options, conditions and eligibility.
Buying, refinancing or investing? Compare your options with a broker who explains the numbers.
Preparing current lender rates…
Try a different rate type or clear your lender search.
Rates p.a. Comparison rates use the source’s calculation basis, not this scenario. Fees and eligibility apply. Includes lenders outside our broker panel.
A first home, a better rate or a bigger plan.
Let’s work through your options.
First home or next home. Understand your deposit, budget and borrowing options.
Plan your purchaseCheck your current rate, the cost of switching and whether a change stacks up.
Explore refinancingWork through equity, rental income and the cash flow behind your next purchase.
Plan your investmentCommercial property, business, equipment and SMSF property finance.
Find your options
A mortgage and finance broker helping you understand your options, prepare your application and get through settlement.
Explore the numbers in your own time. Then talk to a broker about what they mean for you.
Explore the toolsResearch rates across 100+ lenders. Your loan recommendations are drawn from our 35+ lender broker panel and depend on your circumstances.
PROPERTY & LENDING
The latest property, lending and economic releases, explained briefly.
Updates advance every five seconds. Swipe, use the arrow buttons, or focus the updates and use the left and right arrow keys. Use Pause to stop automatic movement.
Jobs & income
−39,300
employment · September · seasonally adjusted
Employment fell by 39,300 and unemployment reached 4.7%, in seasonally adjusted terms. The trend unemployment rate remained at 4.6%.
Data periodSeptember 2026
Housing construction
+7.0%
dwelling starts · June quarter · seasonally adjusted
Construction started on 52,201 dwellings, up 7.0% on the quarter. Completions rose 5.8% to 47,168. Both figures are seasonally adjusted.
Data periodJune quarter 2026
Housing pipeline
−6.1%
dwelling approvals · August · seasonally adjusted
Australia approved 16,953 dwellings in August, down 6.1% on the month. Private house approvals rose 3.7%. Figures are seasonally adjusted.
Data periodAugust 2026
Cost of living
4.0%
annual inflation · August 2026
Consumer prices were 4.0% higher than a year earlier, up from annual inflation of 3.5% in July. Annual trimmed mean inflation remained at 3.6%.
Data periodAugust 2026
Population & demand
+392,700
people · year ended March 2026
Australia’s population reached 27.92 million at 31 March 2026 after annual growth of 392,700 people, or 1.4%.
Data periodYear ended 31 March 2026
Property values
−0.3%
total dwelling value · June quarter 2026
Total residential dwelling-stock value fell 0.3% to approximately $12.69 trillion. The national mean dwelling price fell $8,200 to $1,100,400.
Data periodJune quarter 2026
We’ll discuss your goal, timing and finances, and what you need from your loan.
We’ll compare suitable lenders, rates, fees and features, with the trade-offs explained.
We’ll guide the application, manage lender questions and help review your loan as things change.
The initial conversation is obligation-free. For standard residential home loans, Rate Challenge generally does not charge a broker fee because the lender pays commission after settlement. Any applicable fee is explained before you proceed.
Yes. We can discuss where you are now, what you want to do and the information you’ll need before you apply.
Yes. Appointments are available Australia-wide by phone and video, with local appointments by arrangement.
No. Our calculators are educational tools. They do not submit a credit application or create a credit enquiry.
