Belmont, Geelong Property Report 2025

Suburb background — why Belmont still sells

Belmont has always been the practical choice on the south side of Geelong. It’s closer to the city than Grovedale and Waurn Ponds, cheaper than Highton, and it has real shopping, schools and sport in the suburb. That’s why families, first-home buyers and downsizers all end up inspecting the same houses.

You’re 5–7 minutes from the CBD in normal traffic, close to the Barwon River trails, and only a few minutes to Highton and Newtown. For buyers who like Highton but don’t want to pay a full Highton price, Belmont is the obvious alternative. To understand the full lending process, the Rate Challenge Home Loan Guide steps through it in plain English.

How Belmont grew — and what that means for stock

Older parts of Belmont (toward the river and High Street) have established streets and older homes that suit renovation. Later areas toward Grovedale are newer, on more standard lots, and attract families who want close-to-town but with modern layouts. This mix is why you can find a $650k renovator and a $900k family home in the same suburb without it feeling odd.

Location, connections and travel times

Geelong CBD: about 5–7 minutes. That’s the big advantage over Grovedale/Waurn Ponds.

Melbourne CBD: around an hour via the Princes Freeway/M1. Park at Geelong station (10 minutes) if the freeway is busy.

Ring Road: still easy via Highton/Belmont links, so Surf Coast, Deakin, Epworth and Melbourne commutes all work.

Schools and education

Belmont has solid primaries — Belmont Primary School, Oberon Primary, Roslyn Primary — and quick access to Belmont High School. You can also get to Christian College (Highton) and into Newtown/Geelong schools without crossing the whole city. That’s a big reason tenants and buyers stay in Belmont.

Lifestyle and daily amenity

High Street Belmont gives you supermarkets, food, services and coffee without going to Westfield. The Barwon River and Belmont Common are close for walking and sport. You’re still close enough to Geelong Waterfront and Eastern Beach for weekends, and you can shoot to Torquay or the Surf Coast via the Ring Road.

Belmont market and pricing in 2025

Belmont sits below Highton on price but above Grovedale. Think high $700,000s to low $800,000s for good family homes, with renovators and units below that. Because it’s a family suburb with good schools and fast CBD access, days on market stay healthy — usually 3–5 weeks for well-presented stock.

Finance, deposits and lender appetite

Most Belmont buyers we see are at $750k–$850k with a 10–15% deposit. That puts LVR in the high 80s, which is where LMI and lender policy start to matter. If you’re buying soon, a lender-verified pre-approval can reduce stress and keep you ready when a good property comes up.

Nearby suburbs to compare

Belmont buyers nearly always look at Highton (views, premium, hills), Newtown (closer to elite schools), and Grovedale / Waurn Ponds (newer stock, more affordable). Keeping those comparisons on your own site stops people bouncing to REA/Domain.