Mortgage Broker Blog, Guides, Suburb Reports & Market Updates

Independent mortgage, property and small business finance insights for Australian borrowers. Use these guides, case studies and suburb reports to compare options, sense-check what the banks are saying and get clearer on your next move. No broker fee on standard home loans.

General information only. This blog doesn’t take your personal objectives, financial situation or needs into account. Consider your own circumstances and seek professional advice before acting.

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Caroline Springs Mortgage Example 3023 AU | Rate Challenge

Mortgage example in Caroline Springs VIC 3023: deposit, repayments and lender choice. See the steps and use Rate Challenge calculators to model your numbers.

Best Suburbs in Geelong for First Home Buyers (2026)

Rate Challenge • First-Home Buyer Guide Best suburbs in Geelong for first home buyers (2026) Last updated: 18 January 2026 […]

Best Suburbs in Ballarat for First Home Buyers (2026)

<!doctype html> Rate Challenge • First-Home Buyer Guide Best suburbs in Ballarat for first home buyers (2026) Last updated: […]

Sebastopol VIC 3356 Property Report 2025 | Rate Challenge

A Rate Challenge Suburb Report Sebastopol VIC 3356 Property Report 2025 Updated 14 December 2025 · Southern Ballarat suburb in […]

Delacombe VIC 3356 Property Report 2025 | Rate Challenge

A Rate Challenge Suburb Report Delacombe VIC 3356 Property Report 2025 Updated 14 December 2025 · Ballarat region suburb in […]

LMI vs mortgage protection insurance – Rate Challenge

Rate Challenge • Insurance & Home Loans LMI vs mortgage protection insurance (Australia): what’s the difference? Updated 13 December 2025 […]

Building insurance before settlement – Rate Challenge

Rate Challenge • Insurance & Settlement Building insurance before settlement (Australia): when to start your policy Updated 13 December 2025 […]

Truganina VIC 3029 Property Report 2025 | Rate Challenge

<!doctype html> A Rate Challenge Suburb Report Truganina VIC 3029 Property Report 2025 Updated 12 December 2025 · Wyndham […]

Truganina Mortgage Case Study 2025 | Rate Challenge

A Rate Challenge Case Study Buying in Truganina as a first-home buyer — a real 5% vs 10% vs 20% […]

Southport Gold Coast Suburb & School Guide | Rate Challenge AU

A Rate Challenge Suburb Report Southport QLD 4215 Property Report 2025 Updated 9 December 2025 · Coastal CBD and health […]

Best Schools in Gold Coast QLD 2025 | Rate Challenge

A Rate Challenge Guide Best Schools on the Gold Coast QLD (2025) Date published 09/12/2025 Last updated: 18/01/2026 • General […]

Southport Home Loan Case Study | Rate Challenge Australia

A Rate Challenge Case Study Moving from Melbourne to Southport — a real home loan example Updated 9 December 2025 […]

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