Refinance and save money when you need it the most
Let us do the math for you.
We Make Home Loans Easy For Everyone
Make An Enquiry
Enquire between 8am to 8pm, Monday to Sunday and we call you back within 5 minutes. Our brokers work around the clock to help you!
Speak With A Broker
We assess your situation, negotiate rates, screen lenders and present you with your best options. We are with you every step of the way!
Loan Approved
You pick the best option that suits you and we get your home loan formally approved! We make the whole home loan process easy!
Service we Provide
Rate challenge Finance are your personalised finance specialists.
40+ Lenders
Close as fast as 10 days
Low rates
Free quote with no credit check
ultra fast home loan refinance
Financial services platform
lower interest rate
Lowering interest rates with Rate Challenge helps borrowers save money by reducing their monthly payments and total loan costs. It provides an opportunity to refinance at better rates, leading to significant financial relief.
Lower your payment
Refinance and stop paying mortgage insurance or choose to pay a lower interest rate.
Cash-Out Refinance
If you want to refinance your mortgage to get an influx of cash based on home equity,
We’ll find the right loan for you.
Most Popular
Fixed and Variable Rate Mortgage
Low & stable paymentsnever increase
Accessible for all buyers
Useful for all property types
Lowest Rates
First-Time Buyer Rate Discount Program
lower introductory rate
Only needs 3% down payment
Eligible for lower mortgage insurance
Buy Before Selling
Bridging loan
Fast closings - as fast as 14 days!
Sell up to 7 months after buying
24+ OTHER Loan Types
Ready to Take the Next Step?
Contact Us Today!
