Tell us the goal
Share what you’re planning and when. Rough figures are fine for the first conversation.
Leave your details and a broker will discuss your options.
Market reference only. Your enquiry goes to Rate Challenge. Some lenders are outside our panel; a broker will confirm available options, conditions and eligibility.
Online enquiries are unavailable just now. Please contact Rate Challenge directly.
Call 0407 908 024 Contact Rate ChallengeBuying, refinancing or working through something a little different? Tell us where you’re at. We’ll help you work out the next step.
Mon–Fri, 9am–5pm AET
Appointments outside these hours by arrangement.
You don’t need every number worked out to get started.
Share what you’re planning and when. Rough figures are fine for the first conversation.
We’ll discuss your situation, answer your questions and explain the options to explore.
If you’d like to proceed, we’ll explain what’s needed. An enquiry doesn’t start a loan application.
Meet in Melbourne or Ballarat by arrangement, or talk with us by phone and video from wherever you are.
Please confirm your appointment before visiting.
Have something else in mind?
Ask us when you get in touch.
Your goal, timing and a rough idea of the numbers are enough to begin. You don’t need documents ready for the first conversation.
We generally don’t charge a broker fee on standard residential home loans. Any fee for specialist or commercial work is explained before work begins.
We aim to respond promptly during business hours: Monday to Friday, 9am–5pm AET. You can include a preferred contact time in your enquiry.
Yes. We work with clients Australia-wide by phone and video, with in-person appointments available by arrangement in Melbourne and Ballarat.
No. This form asks us to contact you. A lender application only starts later if you choose to proceed after we explain the options and requirements.