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Home loan rate option

Interest rate p.a.
Comparison rate p.a.*
Loan scenario
Feed checked

Conditions and lender availability

*Comparison rate information

Example & terms

Daily example: $600,000 · 80% LVR · Owner-occupied · Variable · P&I · Purchase

30-year loan. These are daily market examples, not a personal quote or a whole-market ranking. Changing the calculator does not change these rates.

Subject to lender criteria, fees and conditions. Rates can change. Some products may be outside our broker panel or available only directly.

Your request goes to Rate Challenge. We’ll confirm available options and suitability; requesting a rate is not an application or approval.

Feed checked 1 Oct 2026. This is the dataset check date, not a separate verification date for each product.

HOME LOAN & FINANCE GUIDES

Clear answers.
A confident next step.

Understand the choices, costs and questions behind your next move. Start with your goal and explore the details.

BROWSE BY TOPIC

What would you like to understand?

Choose a topic or search for what’s on your mind.

15 guides

Home loans explained

Understand rates, loan features, lender assessment and the steps to settlement.

Read guide

Buying your first home

Work through deposits, schemes, pre-approval, contracts and settlement in order.

Read guide

Refinancing your home loan

Compare staying, repricing and switching, including costs, equity and loan structure.

Read guide

Building & renovating

Plan contracts, progress payments, valuations, cash buffers and the construction timeline.

Read guide

Self-employed home loans

Understand income evidence, business debts and why lender assessments can differ.

Read guide

Investment property loans

Explore rental income, equity, interest-only loans and portfolio structure.

Read guide

Rentvesting explained

Consider lifestyle, cash flow, buffers and the trade-offs of investing while renting.

Read guide

Rentvesting as a first-home buyer

Understand how buying an investment first can affect deposits and future scheme options.

Read guide

SMSF property investment

Understand borrowing structures, fund liquidity, property rules and professional advice requirements.

Read guide

Commercial property finance

Explore security, rent, valuations, deposits, loan conditions and the application process.

Read guide

Commercial deposits & LVR

Understand cash requirements, loan percentages and the effect of a lower valuation.

Read guide

Commercial property valuations

See what lenders and valuers assess, and how to prepare the right evidence.

Read guide

Commercial refinancing

Review pricing, structure, equity release, loan conditions and the costs of switching.

Read guide

Equipment & asset finance

Understand ownership, deposits, balloons, documents and settlement before choosing a structure.

Read guide

Tiny-home finance

Explore land-backed, fixed, prefab and on-wheels funding paths.

Read guide

PUT IT INTO PRACTICE

Turn the reading into a plan.

Use the calculators to explore repayments, purchase costs and different property choices.

Explore the calculators

Make sense of your next move.

Talk through the results, your goals and the questions you still have.

Speak with a broker

General information only. Confirm current rules, costs and lender requirements for your circumstances.

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