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In the 1960s, a government grant topped up eligible buyers’ savings, mortgage insurance opened another path to finance, and lending rules shaped who could buy a home. Part 4 of our ten-part Australian housing affordability history.
Is a 15-basis-point refinance worth it? See how your loan balance, switching costs, offset and remaining term change the answer.
Why do member-owned banks often appear near the top of home-loan rate tables? A practical look at ownership, funding costs, membership, features and the details behind a sharp rate.
Part 3 of our housing affordability history follows the spread of home ownership in the 1950s, the 1956 housing agreement and a lending system where a low rate did not guarantee a loan.
Part 2 of our housing affordability history explores the postwar shortage, the 1945 housing agreement and the race to build enough homes between 1945 and 1949.
Part 1 of our housing affordability history: how Australian home values, incomes, deposits and mortgage repayments changed, with charts and international comparisons.
